CAGR Calculator

Compound annual growth rate between a starting and ending value over any period.

Savings & Investments Runs in your browser
Values

Use decimals for part years: 2.5 is two and a half years.

Growth rate

Enter a start and end value

The compound annual growth rate and the absolute return appear here.

Runs entirely in your browser. Your data isn't uploaded — this page makes no network request with anything you type or upload, which you can verify in your browser's network tab. How this works.

What is the CAGR Calculator?

A CAGR calculator works out the compound annual growth rate: the steady yearly rate at which something would have had to grow to get from its starting value to its ending value. Enter what an investment was worth at the start, what it is worth now and how many years passed, and it gives you a single yearly figure you can compare with an FD rate, an index or another fund.

Absolute return on its own can mislead: a 150% gain sounds impressive until you see it took ten years. CAGR puts every investment on the same yearly footing, so the calculator shows both side by side, along with how many times the money multiplied. It works for mutual funds, shares, property, gold or a business’s revenue, and runs entirely in your browser.

How to use it

  1. Enter the starting value.
  2. Enter the ending value.
  3. Enter the number of years between them; decimals are fine.
  4. Read the CAGR and the absolute return.

Example

An investment that grew from ₹1 lakh to ₹2.5 lakh in 5 years.

Values
Starting value:  ₹1,00,000
Ending value:    ₹2,50,000
Period:          5 years
Result
CAGR:             20.11%
Absolute return:  150%
Growth:           2.5×

Features

  • Updates instantly as you type
  • CAGR alongside absolute return and growth multiple
  • Part years supported (2.5 years)
  • Handles losses as a negative CAGR
  • Nothing is uploaded — your figures stay in your browser

Frequently asked questions

What is the CAGR formula?
CAGR = (Ending value ÷ Starting value)^(1 ÷ years) − 1. An investment that grew from ₹1 lakh to ₹2.5 lakh in 5 years has a CAGR of about 20.11%.
What is the difference between CAGR and absolute return?
Absolute return is the total percentage gain, ignoring time. CAGR spreads that gain over the years it took and accounts for compounding, so it tells you the yearly rate. The same 150% absolute return is a 20% CAGR over 5 years but under 10% over 10 years.
Can I use CAGR for a SIP?
Not accurately, because a SIP invests different amounts at different times. For regular investments, XIRR is the right measure. CAGR is for a single starting amount and a single ending value.
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