PPF Calculator
Fifteen-year Public Provident Fund projection at the current rate, with yearly balances.
Between ₹500 and ₹1,50,000 a financial year.
7.1% for October–December 2026. The government reviews the rate every quarter.
Enter your yearly deposit
Your PPF maturity value, total deposits and tax-free interest appear here, with the balance for every year.
Runs entirely in your browser. Your data isn't uploaded — this page makes no network request with anything you type or upload, which you can verify in your browser's network tab. How this works.
What is the PPF Calculator?
A PPF calculator shows what your Public Provident Fund account will be worth at maturity. Enter how much you deposit every financial year — anywhere from ₹500 to ₹1,50,000 — and it shows the maturity value after 15 years, the total you deposited and the interest earned, along with the balance at the end of every year.
PPF interest is compounded yearly, and a deposit made by 5 April earns interest for the whole year, so the calculator assumes that. It uses the current rate of 7.1% for October–December 2026, which the government reviews every quarter; change it to see other scenarios, or extend the account in blocks of five years. Deposits qualify for Section 80C under the old regime, and the interest and maturity amount are tax-free.
How to use it
- Enter your yearly deposit, between ₹500 and ₹1,50,000.
- Keep the current 7.1% rate or enter another one.
- Choose 15 years, or an extended duration in blocks of five years.
- Read the maturity value and the year-by-year balances.
Example
The maximum ₹1.5 lakh a year for 15 years at 7.1%.
Yearly deposit: ₹1,50,000 Rate: 7.1% a year Duration: 15 years
Total deposited: ₹22,50,000 Interest earned: ₹18,18,209 Maturity value: ₹40,68,209
Features
- Current PPF rate of 7.1% pre-filled
- Yearly compounding with deposits made by 5 April
- 15-year maturity and 5-year extensions
- Deposit limits of ₹500 and ₹1,50,000 enforced
- Year-by-year opening balance, interest and closing balance
- Nothing is uploaded — your figures stay in your browser