FD Calculator
Fixed deposit maturity amount and interest, with quarterly, monthly or yearly compounding.
Banks currently pay roughly 6–7.5% a year; senior citizens usually get 0.25–0.5% more.
Enter your deposit
The maturity amount and the interest you will earn appear here.
Runs entirely in your browser. Your data isn't uploaded — this page makes no network request with anything you type or upload, which you can verify in your browser's network tab. How this works.
What is the FD Calculator?
An FD calculator tells you how much a fixed deposit will pay you at maturity. Enter the amount you are depositing, the interest rate the bank is offering and the tenure, and it shows the maturity amount, the interest you will earn and the effective yearly yield once compounding is taken into account.
Most Indian banks compound FD interest every quarter, so that is the default; you can switch to monthly, half-yearly or yearly compounding to match a particular scheme. The year-by-year table shows how the deposit grows, which helps when you are comparing a one-year deposit with a five-year tax-saver. Everything is calculated in your browser.
How to use it
- Enter the deposit amount, or pick one of the quick amounts.
- Enter the annual interest rate offered by the bank.
- Enter the tenure in years and months.
- Choose the compounding frequency if it is not quarterly.
- Read the maturity amount and interest earned; press Copy for a summary.
Example
₹1 lakh for 5 years at 7%, compounded quarterly.
Amount: ₹1,00,000 Rate: 7% a year Tenure: 5 years
Interest earned: ₹41,478 Maturity amount: ₹1,41,478
Features
- Quarterly compounding by default, as Indian banks use
- Monthly, half-yearly and yearly compounding options
- Tenure in years and months
- Effective annual yield after compounding
- Year-by-year growth table
- Nothing is uploaded — your figures stay in your browser