HRA Calculator
Work out how much of your house rent allowance is tax-exempt under Section 10(13A).
Only the part that counts for retirement benefits. Most private-sector salaries have none.
Enter your salary and rent
The tax-free part of your HRA, the taxable part and the limit that decides it appear here.
Runs entirely in your browser. Your data isn't uploaded — this page makes no network request with anything you type or upload, which you can verify in your browser's network tab. How this works.
What is the HRA Calculator?
An HRA calculator works out how much of the house rent allowance in your salary is exempt from income tax. Under Section 10(13A) and Rule 2A, the exemption is the lowest of three amounts: the HRA you actually receive, the rent you pay minus 10% of your basic salary and DA, and 50% of basic plus DA if you live in Delhi, Mumbai, Kolkata or Chennai (40% anywhere else).
Enter your basic salary, HRA and rent, monthly or for the whole year, and the calculator shows the exempt and taxable parts of your HRA, all three limits and which one decided the result — which tells you whether paying more rent would actually help. Remember that the exemption only exists in the old tax regime. Everything is calculated in your browser.
How to use it
- Choose whether you are entering monthly or annual amounts.
- Enter your basic salary, and dearness allowance if you get one.
- Enter the HRA you receive and the rent you pay.
- Tick the box if you live in Delhi, Mumbai, Kolkata or Chennai.
- Read the exempt and taxable HRA, and use the exempt figure in the Income Tax Calculator.
Example
Basic ₹50,000, HRA ₹25,000 and rent ₹20,000 a month, living in a metro.
Basic: ₹50,000 HRA: ₹25,000 Rent: ₹20,000 City: Metro
HRA received: ₹3,00,000 Rent − 10% of basic: ₹1,80,000 ← lowest 50% of basic: ₹3,00,000 Exempt HRA: ₹1,80,000 Taxable HRA: ₹1,20,000
Features
- Section 10(13A) exemption as the least of the three limits
- Shows all three limits and marks the one that applies
- Metro (50%) and non-metro (40%) cities
- Monthly or annual amounts
- Tells you whether more rent would raise your exemption
- Nothing is uploaded — your salary stays in your browser